Coverage Options for Renters

CEA’s earthquake insurance for renters lets you choose coverage limits that meet your needs.

Renters
Coverages Deductibles Additional Information
Coverage C:
Personal Property		 5%, 10%, 15%, 20%, or 25% of Coverage C limit.
  • Available limits: $5,000 or $25,000.
  • $500 included for damage to some breakable personal property.
Coverage D:
Loss of Use		 No deductible.
  • Available limits: $1,500, $10,000, $15,000, $25,000, $50,000, $75,000, $100,000.
Emergency Repairs Paid once the covered damages exceed the Coverage C limit.

Pays for the emergency measures taken to prevent further damage to covered property, up to the lesser of $1,000 or 5% of the Coverage C limit.

Read Your CEA Policy Carefully

*We encourage you to read your entire CEA policy—and its policy declarations page—and talk to your agent to understand your coverages and how they work. Exclusions and special limits apply. All terms and conditions of CEA insurance coverage are found in the CEA insurance-policy form. Refer to a sample policy, below.

2025 Policy Samples

2026 Policy Samples