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An Earthquake Could Happen Today

Earthquake risk is real in California, but there are steps you can take to prepare. Protect your home and your family with CEA earthquake insurance by choosing a policy that fits your needs and budget.

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Explore earthquake risk in your area, browse policy types, and get a free policy premium estimate. Ready to get insured? Get in touch with one of our trusted residential insurers.

  • Risks Near You
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What are the risks near

?

North Coast
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Buildings & Their Contents
Greatest Earthquake Risk
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Near or Deep Below the Surface
Earthquakes Can Occur
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Drop, Cover, & Hold On
Earthquake Safety Response
Shasta Cascade
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Buildings & Their Contents
Greatest Earthquake Risk
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Near or Deep Below the Surface
Earthquakes Can Occur
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Drop, Cover, & Hold On
Earthquake Safety Response
Greater Bay Area
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Buildings & Their Contents
Greatest Earthquake Risk
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Near or Deep Below the Surface
Earthquakes Can Occur
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Drop, Cover, & Hold On
Earthquake Safety Response
Delta Sierra
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Buildings & Their Contents
Greatest Earthquake Risk
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Near or Deep Below the Surface
Earthquakes Can Occur
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Drop, Cover, & Hold On
Earthquake Safety Response
Central Coast
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Buildings & Their Contents
Greatest Earthquake Risk
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Near or Deep Below the Surface
Earthquakes Can Occur
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Drop, Cover, & Hold On
Earthquake Safety Response
Central Valley South
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Buildings & Their Contents
Greatest Earthquake Risk
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Near or Deep Below the Surface
Earthquakes Can Occur
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Drop, Cover, & Hold On
Earthquake Safety Response
Inyo/Mono
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Buildings & Their Contents
Greatest Earthquake Risk
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Near or Deep Below the Surface
Earthquakes Can Occur
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Drop, Cover, & Hold On
Earthquake Safety Response
Southern California Coast
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Buildings & Their Contents
Greatest Earthquake Risk
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Near or Deep Below the Surface
Earthquakes Can Occur
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Drop, Cover, & Hold On
Earthquake Safety Response
Inland Southern California
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Buildings & Their Contents
Greatest Earthquake Risk
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Near or Deep Below the Surface
Earthquakes Can Occur
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Drop, Cover, & Hold On
Earthquake Safety Response
San Diego
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Buildings & Their Contents
Greatest Earthquake Risk
Cracked Surface Icon
Near or Deep Below the Surface
Earthquakes Can Occur
Drop Cover Hold Icon
Drop, Cover, & Hold On
Earthquake Safety Response

Our Residential Earthquake Insurance Policies

Choose your residential policy type below to see information, coverages, and rates available for your property.

Homeowners
Condo Unit Owners
Mobilehome Owners
Renters

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Use our free premium calculator to get a quick, reliable estimate for your CEA earthquake insurance policy costs.

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We are CEA

Meet Your Peace Of Mind Providers

With more than 1 million policyholders, CEA is one of the world's largest providers of residential earthquake insurance. Since 1996, CEA has been encouraging California homeowners, mobilehome owners, condo-unit owners and renters to reduce their risk of earthquake damage and loss through education, mitigation and insurance. 

More About CEA
Policyholder Stories

Meet the Barlaks

California Earthquake Authority (CEA) policyholders Bill and Liz Barlak talk about the peace of mind that comes with having a CEA earthquake insurance policy.

Watch their story

California Earthquake Authority (CEA) policyholders Bill and Liz Barlak talk about the peace of mind that comes with having a CEA earthquake insurance policy.
Recent California Earthquake Activity
M 2.8
6km WNW of Petrolia, CA
Time
Thursday, May 24, 2018
10:49 AM
Location
40.349°N 124.355°W
Depth
15.17 km ( 9.43 mi )

View Details

M 2.5
21km N of Pine Mountain Club, CA
Time
Thursday, May 24, 2018
8:24 AM
Location
35.036°N 119.140°W
Depth
1.06 km ( 0.66 mi )

View Details

M 2.7
10km SSW of Ridgemark, CA
Time
Wednesday, May 23, 2018
5:14 PM
Location
36.734°N 121.418°W
Depth
6.43 km ( 4.00 mi )

View Details

M 2.7
4km SW of Shasta Lake, CA
Time
Wednesday, May 23, 2018
4:48 PM
Location
40.657°N 122.412°W
Depth
24.28 km ( 15.09 mi )

View Details

M 2.7
105km W of Trinidad, CA
Time
Wednesday, May 23, 2018
2:56 PM
Location
41.099°N 125.392°W
Depth
24.27 km ( 15.08 mi )

View Details

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We insure ​1,042,497 California households

As of April 30, 2018

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The Latest from CEA

Press Release
May 2, 2018

Coalinga earthquake anniversary reminds Central Valley Californians that a ‘Big One’ could strike at any time

Read Press Release
News
May 9, 2018

How to Disaster-Proof Your Home

Read News Article
News
May 9, 2018

Recent tremors shine light on earthquake insurance

Read News Article
Event
July 19, 2018

CEA Governing Board Meeting

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CEA Advisory Panel Meeting

No upcoming Advisory Panel meetings

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