USIM Facebook Pixel

Calculate Your Earthquake Insurance Premium

Already a CEA policyholder? Manage your policy here

Insure Your Home & Future

Explore earthquake risk in your area, browse policy types, and get a free policy estimate.

  • Earthquake Risk Near You
  • Policy Types
  • Free Estimate
  • Insurers

What are the earthquake risks near

?

California
Chance of a M6.7+ or greater earthquake striking California within the next 30 years
>99%
Chance of a M6.7 or greater earthquake striking California within the next 30 years
Most Californians live within 30 miles of an active fault
30 Miles
Most Californians live within 30 miles of an active fault
Additional Regional Risk
15,700
Known faults in California (and scientists continue to discover new ones)

Select your county from the dropdown menu above, or click on your county on the California map to the left to learn more about California earthquake risk and faults near you.

California
Chance of a M6.7+ or greater earthquake striking California within the next 30 years
>99%
Chance of a M6.7 or greater earthquake striking California within the next 30 years
Most Californians live within 30 miles of an active fault
30 Miles
Most Californians live within 30 miles of an active fault
Additional Regional Risk
15,700
Known faults in California (and scientists continue to discover new ones)

Select your county from the dropdown menu above to learn more about California earthquake risk and faults near you.

North Coast
Likelihood of a M7.0+ striking region in next 30 years
76%
Likelihood of a M7.0+ striking region in next 30 years
Notable zones
Cascadia Subduction Zone & Mendocino Triple Junction
Notable zones
Additional Regional Risk
Tsunamis Along the Coast
Additional Regional Risk
Shasta Cascade
Likelihood of earthquake event
76%
Likelihood of a M7.0+ striking region in next 30 years
Notable faults
Cleveland Hills & Sierra Nevada
Notable faults
Proximity To An Active Fault
Within 20 Miles
Proximity To An Active Fault
Greater Bay Area
Likelihood of earthquake event
76%
Likelihood of a M7.0+ striking region in next 30 years
Cracked Surface Zone Icon
San Andreas & Hayward
Notable faults
Proximity To A Major Fault
Less Than 10 Miles
Proximity To A Major Fault
Delta Sierra
Likelihood of a M7.0+ striking region in next 30 years
76%
Likelihood of a M7.0+ striking region in next 30 years
Notable faults and zone
Cleveland Hills and Sierra Nevada faults & San Joaquin fault zone
Notable faults and zone
Additional Regional Risk
Landslides, Liquefaction, Or Levee Failure
Additional Regional Risk
Central Coast
Likelihood of a M7.0+ striking region in next 30 years
75%
Likelihood of a M7.0+ striking region in next 30 years
Notable faults
San Andreas & San Gregorio
Notable faults
Proximity To An Active Fault
Less Than 15 Miles
Proximity To An Active Fault
Central Valley South
Likelihood of a M7.0+ striking region in next 30 years
75%
Likelihood of a M7.0+ striking region in next 30 years
Notable faults and zone
San Andreas and Garlock faults & San Joaquin fault zone
Notable faults and zone
Additional Regional Risk
Landslides, liquefaction, or levee failure
Additional Regional Risk
Inyo/Mono
Likelihood of a M7.0+ striking region in next 30 years
75%
Likelihood of a M7.0+ striking region in next 30 years
Notable fault and zone
Owens Valley fault & Eastern California shear zone
Notable fault and zone
Proximity To An Active Fault
Less Than 15 Miles
Proximity To An Active Fault
Southern California Coast
Likelihood of a M7.0+ striking region in next 30 years
75%
Likelihood of a M7.0+ striking region in next 30 years
Notable faults
San Andreas & over 100 smaller active faults
Notable faults
Additional Regional Risk
Tsunamis Along the Coast
Additional Regional Risk
Inland Southern California
Likelihood of a M7.0+ striking region in next 30 years
75%
Likelihood of a M7.0+ striking region in next 30 years
Notable faults
San Andreas & San Jacinto
Notable faults
Proximity To An Active Fault
Less than 10 miles
Proximity To An Active Fault
San Diego
Likelihood of a M7.0+ striking region in next 30 years
75%
Likelihood of a M7.0+ striking region in next 30 years
Notable faults
Rose Canyon, Elsinore & San Jacinto
Notable faults
Proximity To An Active Fault
Less Than 15 Miles
Proximity To An Active Fault

Our Residential Earthquake Insurance Policies

Choose your residential earthquake insurance policy type below to see information, coverages, and rates available for your property.

Calculate Your Estimated Premium

Use our free premium calculator to get a quick, reliable estimate for your CEA earthquake insurance policy costs.

Start Your Free Estimate

Purchase Your Earthquake Insurance Policy

Contact your home insurance company—or one of our insurer partners—to buy a CEA policy or make changes to your coverage.

CEA participating residential insurers

We are CEA

Meet Your Peace Of Mind Providers

With more than 1 million policyholders, CEA is one of the world's largest providers of residential earthquake insurance. Since 1996, CEA has been encouraging California homeowners, mobilehome owners, condo-unit owners and renters to reduce their risk of earthquake damage and loss through education, mitigation and insurance. 

The Latest from CEA
Recent California Earthquake Activity
M 2.9
14km ENE of Ridgecrest, CA
Time
Tuesday, July 16, 2019
12:51 AM
Location
35.673°N 117.538°W
Depth
9.4199999999999999 km ( 5.85 mi )

View Details

M 2.5
21km WNW of Searles Valley, CA
Time
Monday, July 15, 2019
11:01 PM
Location
35.818°N 117.632°W
Depth
0.63 km ( 0.39 mi )

View Details

M 2.7
8km E of Coso Junction, CA
Time
Monday, July 15, 2019
10:29 PM
Location
36.058°N 117.857°W
Depth
2.2400000000000002 km ( 1.39 mi )

View Details

M 3.4
20km NNE of Ridgecrest, CA
Time
Monday, July 15, 2019
10:26 PM
Location
35.793°N 117.627°W
Depth
2.7000000000000002 km ( 1.68 mi )

View Details

M 3.0
22km ESE of Little Lake, CA
Time
Monday, July 15, 2019
9:52 PM
Location
35.874°N 117.681°W
Depth
3.7000000000000002 km ( 2.30 mi )

View Details

Swipe

We insure ​1,057,132 California households

As of May 31, 2019

Calculate Your Earthquake Insurance Premium