USIM Facebook Pixel
Free Estimate

Calculate Your Earthquake Insurance Premium

Already a CEA policyholder? Manage your policy here

Get Your Free Estimate

Insure Your Home & Future

Explore earthquake risk in your area, browse policy types, and get a free policy premium estimate. Ready to get insured? Get in touch with one of our trusted residential insurers.

  • Risks Near You
  • Policy Types
  • Free Estimate
  • Insurers

What are the risks near

?

Select your county from the dropdown menu above, or click on your county on the California map to the left to larn more about California earthquake risk and faults near you.
 
 
North Coast
Likelihood of a M7.0+ striking region in next 30 years
76%
Likelihood of a M7.0+ striking region in next 30 years
Notable zones
Cascadia Subduction Zone & Mendocino Triple Junction
Notable zones
Additional Regional Risk
Tsunamis Along the Coast
Additional Regional Risk
Shasta Cascade
Likelihood of earthquake event
76%
Likelihood of a M7.0+ striking region in next 30 years
Notable faults
Cleveland Hills & Sierra Nevada
Notable faults
Proximity To An Active Fault
Within 20 Miles
Proximity To An Active Fault
Greater Bay Area
Likelihood of earthquake event
76%
Likelihood of a M7.0+ striking region in next 30 years
Cracked Surface Zone Icon
San Andreas & Hayward
Notable faults
Proximity To A Major Fault
Less Than 10 Miles
Proximity To A Major Fault
Delta Sierra
Likelihood of a M7.0+ striking region in next 30 years
76%
Likelihood of a M7.0+ striking region in next 30 years
Notable faults and zone
Cleveland Hills and Sierra Nevada faults & San Joaquin fault zone
Notable faults and zone
Additional Regional Risk
Landslides, Liquefaction, Or Levee Failure
Additional Regional Risk
Central Coast
Likelihood of a M7.0+ striking region in next 30 years
75%
Likelihood of a M7.0+ striking region in next 30 years
Notable faults
San Andreas & San Gregorio
Notable faults
Proximity To An Active Fault
Less Than 15 Miles
Proximity To An Active Fault
Central Valley South
Likelihood of a M7.0+ striking region in next 30 years
75%
Likelihood of a M7.0+ striking region in next 30 years
Notable faults and zone
San Andreas and Garlock faults & San Joaquin fault zone
Notable faults and zone
Additional Regional Risk
Landslides, liquefaction, or levee failure
Additional Regional Risk
Inyo/Mono
Likelihood of a M7.0+ striking region in next 30 years
75%
Likelihood of a M7.0+ striking region in next 30 years
Notable fault and zone
Owens Valley fault & Eastern California shear zone
Notable fault and zone
Proximity To An Active Fault
Less Than 15 Miles
Proximity To An Active Fault
Southern California Coast
Likelihood of a M7.0+ striking region in next 30 years
75%
Likelihood of a M7.0+ striking region in next 30 years
Notable faults
San Andreas & over 100 smaller active faults
Notable faults
Additional Regional Risk
Tsunamis Along the Coast
Additional Regional Risk
Inland Southern California
Likelihood of a M7.0+ striking region in next 30 years
75%
Likelihood of a M7.0+ striking region in next 30 years
Notable faults
San Andreas & San Jacinto
Notable faults
Proximity To An Active Fault
Less than 10 miles
Proximity To An Active Fault
San Diego
Likelihood of a M7.0+ striking region in next 30 years
75%
Likelihood of a M7.0+ striking region in next 30 years
Notable faults
Rose Canyon, Elsinore & San Jacinto
Notable faults
Proximity To An Active Fault
Less Than 15 Miles
Proximity To An Active Fault

Our Residential Earthquake Insurance Policies

Choose your residential policy type below to see information, coverages, and rates available for your property.

Homeowners
Condo Unit Owners
Mobilehome Owners
Renters

Calculate Your Estimated Premium

Use our free premium calculator to get a quick, reliable estimate for your CEA earthquake insurance policy costs.

Start Your Free Estimate

Purchase Your Earthquake Insurance Policy

Contact your home insurance company—or one of our insurer partners—to buy a CEA policy or make changes to your coverage.

See Participating Insurers

We are CEA

Meet Your Peace Of Mind Providers

With more than 1 million policyholders, CEA is one of the world's largest providers of residential earthquake insurance. Since 1996, CEA has been encouraging California homeowners, mobilehome owners, condo-unit owners and renters to reduce their risk of earthquake damage and loss through education, mitigation and insurance. 

More About CEA
Get Ready to ShakeOut!

Get Ready to ShakeOut!

Join millions of people and practice how to Drop, Cover, and Hold On during the next Great California ShakeOut Earthquake Drill. Learn how to be prepared to survive and recover from the next big quake.

Learn More

Policyholder Stories

Meet the Mays

CEA policyholders Roz and Larry May talk about their remodeled, seismically retrofitted home in Studio City, California, and the peace of mind that comes with having a CEA earthquake insurance policy.

Watch their story

CEA policyholders Roz and Larry May talk about their remodeled, seismically retrofitted home in Studio City, California, and the peace of mind that comes with having a CEA earthquake insurance policy.
Recent California Earthquake Activity
M 2.6
6km SSE of Elmira, CA
Time
Wednesday, September 19, 2018
10:47 AM
Location
38.299°N 121.875°W
Depth
19.81 km ( 12.31 mi )

View Details

M 2.9
13km W of Malibu, CA
Time
Wednesday, September 19, 2018
9:17 AM
Location
34.012°N 118.952°W
Depth
15.65 km ( 9.72 mi )

View Details

M 2.7
6km NNE of Hydesville, CA
Time
Wednesday, September 19, 2018
12:28 AM
Location
40.596°N 124.070°W
Depth
18.06 km ( 11.22 mi )

View Details

M 2.5
1km SSW of Big Bear Lake, CA
Time
Tuesday, September 18, 2018
2:33 PM
Location
34.233°N 116.914°W
Depth
6.69 km ( 4.16 mi )

View Details

M 3.3
68km W of Petrolia, CA
Time
Monday, September 17, 2018
6:14 PM
Location
40.375°N 125.079°W
Depth
1.16 km ( 0.72 mi )

View Details

Swipe

We insure ​1,047,029 California households

As of July 31, 2018

Insure your home

The Latest from CEA

Press Release
June 7, 2018

Earthquake Brace + Bolt surpasses 5,000 retrofits statewide

Read Press Release
News
September 11, 2018

California Today: Who Owns the Risk for Earthquakes?

Read News Article
News
September 5, 2018

Jones Warns the Feds Won’t Bail Out California When the ‘Big One’ Strikes

Read News Article
Event
December 12, 2018

CEA Governing Board Meeting

View Meeting Details

CEA Advisory Panel Meeting

No upcoming Advisory Panel meetings

Calculate Your Earthquake Insurance Premium

Get Your Free Estimate

801 K Street, Suite 1000
Sacramento, CA 95814

Phone: (916) 325-3800
Toll Free: (877) 797-4300

Contact Us

©2018 California Earthquake Authority

Privacy Policy  |  Terms of Use  | Site Map