USIM Facebook Pixel
Free Estimate

Calculate Your Earthquake Insurance Premium

Already a CEA policyholder? Manage your policy here

Get Your Free Estimate

Insure Your Home & Future

Explore earthquake risk in your area, browse policy types, and get a free policy premium estimate. Ready to get insured? Get in touch with one of our trusted residential insurers.

  • Risks Near You
  • Policy Types
  • Free Estimate
  • Insurers

What are the risks near

?

Select your county from the dropdown menu above, or click on your county on the California map to the left to learn more about California earthquake risk and faults near you.
 
 
North Coast
Likelihood of a M7.0+ striking region in next 30 years
76%
Likelihood of a M7.0+ striking region in next 30 years
Notable zones
Cascadia Subduction Zone & Mendocino Triple Junction
Notable zones
Additional Regional Risk
Tsunamis Along the Coast
Additional Regional Risk
Shasta Cascade
Likelihood of earthquake event
76%
Likelihood of a M7.0+ striking region in next 30 years
Notable faults
Cleveland Hills & Sierra Nevada
Notable faults
Proximity To An Active Fault
Within 20 Miles
Proximity To An Active Fault
Greater Bay Area
Likelihood of earthquake event
76%
Likelihood of a M7.0+ striking region in next 30 years
Cracked Surface Zone Icon
San Andreas & Hayward
Notable faults
Proximity To A Major Fault
Less Than 10 Miles
Proximity To A Major Fault
Delta Sierra
Likelihood of a M7.0+ striking region in next 30 years
76%
Likelihood of a M7.0+ striking region in next 30 years
Notable faults and zone
Cleveland Hills and Sierra Nevada faults & San Joaquin fault zone
Notable faults and zone
Additional Regional Risk
Landslides, Liquefaction, Or Levee Failure
Additional Regional Risk
Central Coast
Likelihood of a M7.0+ striking region in next 30 years
75%
Likelihood of a M7.0+ striking region in next 30 years
Notable faults
San Andreas & San Gregorio
Notable faults
Proximity To An Active Fault
Less Than 15 Miles
Proximity To An Active Fault
Central Valley South
Likelihood of a M7.0+ striking region in next 30 years
75%
Likelihood of a M7.0+ striking region in next 30 years
Notable faults and zone
San Andreas and Garlock faults & San Joaquin fault zone
Notable faults and zone
Additional Regional Risk
Landslides, liquefaction, or levee failure
Additional Regional Risk
Inyo/Mono
Likelihood of a M7.0+ striking region in next 30 years
75%
Likelihood of a M7.0+ striking region in next 30 years
Notable fault and zone
Owens Valley fault & Eastern California shear zone
Notable fault and zone
Proximity To An Active Fault
Less Than 15 Miles
Proximity To An Active Fault
Southern California Coast
Likelihood of a M7.0+ striking region in next 30 years
75%
Likelihood of a M7.0+ striking region in next 30 years
Notable faults
San Andreas & over 100 smaller active faults
Notable faults
Additional Regional Risk
Tsunamis Along the Coast
Additional Regional Risk
Inland Southern California
Likelihood of a M7.0+ striking region in next 30 years
75%
Likelihood of a M7.0+ striking region in next 30 years
Notable faults
San Andreas & San Jacinto
Notable faults
Proximity To An Active Fault
Less than 10 miles
Proximity To An Active Fault
San Diego
Likelihood of a M7.0+ striking region in next 30 years
75%
Likelihood of a M7.0+ striking region in next 30 years
Notable faults
Rose Canyon, Elsinore & San Jacinto
Notable faults
Proximity To An Active Fault
Less Than 15 Miles
Proximity To An Active Fault

Our Residential Earthquake Insurance Policies

Choose your residential policy type below to see information, coverages, and rates available for your property.

Homeowners
Condo Unit Owners
Mobilehome Owners
Renters

Calculate Your Estimated Premium

Use our free premium calculator to get a quick, reliable estimate for your CEA earthquake insurance policy costs.

Start Your Free Estimate

Purchase Your Earthquake Insurance Policy

Contact your home insurance company—or one of our insurer partners—to buy a CEA policy or make changes to your coverage.

See Participating Insurers

We are CEA

Meet Your Peace Of Mind Providers

With more than 1 million policyholders, CEA is one of the world's largest providers of residential earthquake insurance. Since 1996, CEA has been encouraging California homeowners, mobilehome owners, condo-unit owners and renters to reduce their risk of earthquake damage and loss through education, mitigation and insurance. 

More About CEA
Policyholder Stories

Meet the Mays

CEA policyholders Roz and Larry May talk about their remodeled, seismically retrofitted home in Studio City, California, and the peace of mind that comes with having a CEA earthquake insurance policy.

Watch their story

CEA policyholders Roz and Larry May talk about their remodeled, seismically retrofitted home in Studio City, California, and the peace of mind that comes with having a CEA earthquake insurance policy.
Earthquake Brace + Bolt Program

Earthquake Brace + Bolt Program

Is your house earthquake ready? You may qualify for up to $3,000 toward a seismic retrofit of your house. Registration for the 2019 EBB Program will be open October 9 through November 13, 2018.

Learn More

Recent California Earthquake Activity
M 2.5
2km SW of Morongo Valley, CA
Time
Tuesday, November 13, 2018
1:54 AM
Location
34.032°N 116.599°W
Depth
10.03 km ( 6.23 mi )

View Details

M 2.5
7km W of New Idria, CA
Time
Monday, November 12, 2018
9:21 PM
Location
36.414°N 120.748°W
Depth
11.52 km ( 7.16 mi )

View Details

M 2.5
21km NW of Parkfield, CA
Time
Sunday, November 11, 2018
1:33 AM
Location
36.035°N 120.593°W
Depth
6.86 km ( 4.26 mi )

View Details

M 2.6
10km WNW of Cobb, CA
Time
Saturday, November 10, 2018
2:21 PM
Location
38.848°N 122.835°W
Depth
0.77 km ( 0.48 mi )

View Details

M 2.7
2km NW of Crockett, CA
Time
Saturday, November 10, 2018
12:01 PM
Location
38.063°N 122.228°W
Depth
8.51 km ( 5.29 mi )

View Details

Swipe

We insure ​1,046,406 California households

As of August 31, 2018

Insure your home

The Latest from CEA

Press Release
October 18, 2018

More than 10 Million Californians to Participate in ShakeOut, the World's Largest Earthquake Drill

Read Press Release
News
November 2, 2018

Grants available for residents to make homes earthquake safe

Read News Article
News
October 30, 2018

Burbank homeowners are eligible for seismic-retrofitting grants

Read News Article
Event
December 12, 2018

CEA Governing Board Meeting

View Meeting Details

CEA Advisory Panel Meeting

No upcoming Advisory Panel meetings

Calculate Your Earthquake Insurance Premium

Get Your Free Estimate

801 K Street, Suite 1000
Sacramento, CA 95814

Phone: (916) 325-3800
Toll Free: (877) 797-4300

Contact Us

©2018 California Earthquake Authority

Privacy Policy  |  Terms of Use  | Site Map