Free Estimate

An Earthquake Could Happen Today

Earthquake risk is real in California, but there are steps you can take to prepare. Protect your home and your family with CEA earthquake insurance by choosing a policy that fits your needs and budget.

Share
Share

Calculate Your Earthquake Insurance Premium

Already a CEA policyholder? Manage your policy here

Get Your Free Estimate

Insure Your Home & Future

Explore earthquake risk in your area, browse policy types, and get a free policy premium estimate. Ready to get insured? Get in touch with one of our trusted residential insurers.

  • Risks Near You
  • Policy Types
  • Free Estimate
  • Insurers

What are the risks near

?

North Coast
Cracked House Icon
Buildings & Their Contents
Greatest Earthquake Risk
Cracked Surface Icon
Near or Deep Below the Surface
Earthquakes Can Occur
Drop Cover Hold Icon
Drop, Cover, & Hold On
Earthquake Safety Response
Shasta Cascade
Cracked House Icon
Buildings & Their Contents
Greatest Earthquake Risk
Cracked Surface Icon
Near or Deep Below the Surface
Earthquakes Can Occur
Drop Cover Hold Icon
Drop, Cover, & Hold On
Earthquake Safety Response
Greater Bay Area
Cracked House Icon
Buildings & Their Contents
Greatest Earthquake Risk
Cracked Surface Icon
Near or Deep Below the Surface
Earthquakes Can Occur
Drop Cover Hold Icon
Drop, Cover, & Hold On
Earthquake Safety Response
Delta Sierra
Cracked House Icon
Buildings & Their Contents
Greatest Earthquake Risk
Cracked Surface Icon
Near or Deep Below the Surface
Earthquakes Can Occur
Drop Cover Hold Icon
Drop, Cover, & Hold On
Earthquake Safety Response
Central Coast
Cracked House Icon
Buildings & Their Contents
Greatest Earthquake Risk
Cracked Surface Icon
Near or Deep Below the Surface
Earthquakes Can Occur
Drop Cover Hold Icon
Drop, Cover, & Hold On
Earthquake Safety Response
Central Valley South
Cracked House Icon
Buildings & Their Contents
Greatest Earthquake Risk
Cracked Surface Icon
Near or Deep Below the Surface
Earthquakes Can Occur
Drop Cover Hold Icon
Drop, Cover, & Hold On
Earthquake Safety Response
Inyo/Mono
Cracked House Icon
Buildings & Their Contents
Greatest Earthquake Risk
Cracked Surface Icon
Near or Deep Below the Surface
Earthquakes Can Occur
Drop Cover Hold Icon
Drop, Cover, & Hold On
Earthquake Safety Response
Southern California Coast
Cracked House Icon
Buildings & Their Contents
Greatest Earthquake Risk
Cracked Surface Icon
Near or Deep Below the Surface
Earthquakes Can Occur
Drop Cover Hold Icon
Drop, Cover, & Hold On
Earthquake Safety Response
Inland Southern California
Cracked House Icon
Buildings & Their Contents
Greatest Earthquake Risk
Cracked Surface Icon
Near or Deep Below the Surface
Earthquakes Can Occur
Drop Cover Hold Icon
Drop, Cover, & Hold On
Earthquake Safety Response
San Diego
Cracked House Icon
Buildings & Their Contents
Greatest Earthquake Risk
Cracked Surface Icon
Near or Deep Below the Surface
Earthquakes Can Occur
Drop Cover Hold Icon
Drop, Cover, & Hold On
Earthquake Safety Response

Our Residential Earthquake Insurance Policies

Choose your residential policy type below to see information, coverages, and rates available for your property.

Homeowners
Condo Unit Owners
Mobilehome Owners
Renters

Calculate Your Estimated Premium

Use our free premium calculator to get a quick, reliable estimate for your CEA earthquake insurance policy costs.

Start Your Free Estimate

Purchase Your Earthquake Insurance Policy

Contact your home insurance company—or one of our insurer partners—to buy a CEA policy or make changes to your coverage.

See Participating Insurers

We are CEA

Meet Your Peace Of Mind Providers

With more than one million policyholders, CEA is one of the world's largest providers of residential earthquake insurance. Since 1996, CEA has been encouraging California homeowners, mobilehome owners, condo-unit owners and renters to reduce their risk of earthquake damage and loss through education, mitigation and insurance. 

More About CEA
Testimonial

CEA Testimonial

California Earthquake Authority (CEA) policyholders Bill and Liz Barlak talk about the peace of mind that comes with having a CEA earthquake insurance policy.

See Testimonial

California Earthquake Authority (CEA) policyholders Bill and Liz Barlak talk about the peace of mind that comes with having a CEA earthquake insurance policy.
Recent Earthquake Activity
3.9 M
13km NNE of Thousand Palms, CA
Time
Sunday, April 22, 2018
5:46 PM
Location
33.921°N 116.327°W
Depth
7.57 km ( 4.70 mi )

View Details

3.1 M
8km NE of Aguanga, CA
Time
Sunday, April 22, 2018
4:03 PM
Location
33.496°N 116.804°W
Depth
2.73 km ( 1.70 mi )

View Details

2.6 M
10km E of Mammoth Lakes, CA
Time
Sunday, April 22, 2018
12:58 PM
Location
37.620°N 118.866°W
Depth
5.47 km ( 3.40 mi )

View Details

3.6 M
8km NNE of Round Valley, CA
Time
Sunday, April 22, 2018
9:04 AM
Location
37.475°N 118.554°W
Depth
13.55 km ( 8.42 mi )

View Details

3.3 M
22km NNE of San Ardo, CA
Time
Saturday, April 21, 2018
10:23 PM
Location
36.197°N 120.783°W
Depth
5.87 km ( 3.65 mi )

View Details

Swipe

We insure 1,036,391 California households

As of February 28, 2018

Insure your home

The Latest from CEA

Press Release
April 18, 2018

Earthquake scenario reveals extensive damage to Bay Area homes

Read Press Release
News
April 18, 2018

Report Sees Big San Francisco Bay Area Earthquake Impacts

Read News Article
News
April 18, 2018

State officials to Bay Area residents: It's time to get earthquake insurance

Read News Article
Event
July 19, 2018

CEA Governing Board Meeting

View Meeting Details

CEA Advisory Panel Meeting

No upcoming Advisory Panel meetings

Calculate Your Earthquake Insurance Premium

Get Your Free Estimate

801 K Street, Suite 1000
Sacramento, CA 95814

Phone: (916) 325-3800
Toll Free: (877) 797-4300

Contact Us

©2018 California Earthquake Authority

Privacy Policy  |  Terms of Use  | Site Map