Coverage A:
Building Property |
5%, 10%, 15%, 20%, or 25% of Coverage A limit. |
- Optional coverage
- Available limits: $25,000, $50,000, $75,000, $100,000.
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Coverage C:
Personal Property |
5%, 10%, 15%, 20%, or 25% of Coverage C limit. |
- Optional coverage but must be purchased with Loss of Use coverage.
- Available limits: $5,000 or $25,000.
- $500 included for damage to some breakable personal property.
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Coverage D:
Loss of Use |
No deductible. |
- Optional coverage, but must be purchased with Personal Property coverage.
- Available limits: $1,500, $10,000, $15,000, $25,000, $50,000, $75,000, $100,000.
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Coverage E:
Loss Assessments |
5%, 10%, 15%, 20%, or 25% of Coverage E limit.
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Pays for a policyholders share of certain assessments charged by the Condo Association against its condo-unit owners.
- Optional coverage
- Available limits: $25,000*, $50,000, $75,000, or $100,000
*$25,000 coverage limit is available only if the fair market value of the condo unit is less than or equal to $135,000.
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| Emergency Repairs |
Paid once the covered damages exceed the Coverage A or Coverage C limits. |
Pays for the emergency measures taken to prevent further damage to covered property, up to the limits stated below.
Coverage A: Building Property
- $1,500 is included in the Coverage A limit.
Coverage C: Personal Property
- The lesser of $1,000 or 5% of the Coverage C limit.
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| Building Code Upgrade |
Paid once the covered dwelling damage exceeds the Coverage A & B or Coverage E deductible. |
Helps bring the condo-unit up to the building codes in effect on the date of the loss, up to the limits stated below.
Coverage A: Building Property
- $10,000 paid as additional insurance.
Coverage E: Loss Assessment
- $10,000 is included in the Coverage E limit.
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