How to Buy a CEA Earthquake Insurance Policy

Start by learning about what is covered and the available coverage limits and deductible options. Learn more about our policies below:

• Homeowners
• Condo Unit Owners
• Mobilehome & Manufactured Homeowners
• Renters

Use our Premium Calculator or contact your home insurance company or agent to get an estimate on the cost of your policy. If you use our Premium Calculator, you can use the slider to quote different coverage and deductible options and find a policy that meets your coverage needs and budget.

The cost of your policy depends on many factors, such as the risk of an earthquake where you live, the age of your home, construction type of your home, and the coverages and deductibles you choose.

You can purchase a CEA policy any time before an earthquake strikes – you don’t have to wait until your residential property policy renews.

CEA partner insurance companies are responsible for selling and servicing CEA policies, which includes processing and underwriting CEA policy applications, billing and collecting premiums on behalf of CEA, maintaining CEA billing records, making changes to existing CEA policies, and investigating and settling CEA claims.

CEA does not offer stand-alone policies. This means that both the residential property policy (homeowners, condo, mobilehome or renters) and the CEA earthquake policy must be issued by the CEA partner insurance company.

Contact the residential insurance agent you already know and trust to get CEA earthquake coverage today.