More Than 1 Million Policyholders
California Earthquake Authority (CEA) is one of the world's largest providers of residential earthquake insurance, with more than 1 million California households placing their confidence in us. Backed by the expertise ofparticipating insurance companies and about in claim-paying capacity, CEA is earthquake strong and earthquake ready.
CEA’s Public Meetings
CEA livestreams our public Governing Board and Advisory Panel meetings, as well as other events. Visit this section to watch a live meeting, learn about upcoming meetings, sign up to receive notices of our meetings, or view our meetings archive.
Community Stories and Videos
CEA promotes and supports earthquake preparedness to Californians across the state. See what we’ve been up to lately.
History of CEA
Since 1996, CEA has been making earthquake insurance as affordable as possible for all California residents, while helping reduce their risk of earthquake loss wherever they live. Learn more about how we were created.
CEA leads the way
Discover how our leadership continues CEA's vital mission to encourage and support effective action to reduce the risk of earthquake damage and loss.
CEA Financial Strength
CEA is the largest provider of residential earthquake insurance in the U.S.
With about $20 billion in claim-paying capacity, CEA is financially on solid ground.
CEA Annual Legislative Reports to the Legislature and Insurance Commissioner
CEA’s research efforts are focused on learning how to reduce damage caused by earthquakes. Learn about our past research projects, our annual research forum, and research opportunities.
Employment at CEA
Join with CEA in helping California homeowners, mobilehome owners, condo-unit owners, and renters reduce their risk of earthquake damage and loss.
CEA Contracting Opportunities
We’ve gathered some frequently asked questions about our not-for-profit, publicly managed, privately funded organization to help you learn more about us and our mission.
A. No. CEA is a public instrumentality of the state. An instrumentality is an organization created by state law and operated for public purposes.
CEA is a not-for-profit and receives no funding from the State of California, whether for operations or claim liabilities, and is not a part of the state budget. CEA is financed solely through insurer contributions, policyholder premiums, and its own investment returns.
Learn more about CEA’s creation after the Northridge earthquake.
A. Yes. CEA has an B++ (Good) rating from A.M. Best Co., the world's leading rating agency of insurance companies.
A. The not-for-profit CEA is one of the world’s largest providers of residential earthquake insurance. Our rates are based on science, not profit, enabling us to use the best science available to determine competitive earthquake insurance rates. CEA is actuarially sound and could pay all covered claims if the 1906 San Francisco, 1989 Loma Prieta, or 1994 Northridge earthquake reoccurred today.