PHASE ONE: PRE-RETROFIT
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STEP 1
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Gather the required pre-retrofit photos and documents. |
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Decide if you are going to be an owner/builder, or hire a contractor. If you are going to hire a contractor, schedule appointments. |
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Meet with contractors, receive and review bids. |
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Select a contractor and enter their contact information into your Policyholder Dashboard. |
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As a do-it-yourselfer, get an owner/builder permit, or have your contractor obtain a building permit (see Building Permit Required Information below). |
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Before your retrofit begins, you or your contractor must upload these items to your Policyholder Dashboard for approval:
- Copy of your building permit (see below)
- Three photos of house (one of the front and one of each side)*
- Three photos of crawl space before retrofit*
- Completed IRS W-9 form
*In .JPG file format and as specified in the Program Rules.
Building Permit Required Information:
- Description of Work/Project Description that states “in accordance with” one of the following:
- Chapter A3;
- Standard Plan Set A;
- Los Angeles Standard Plan Number One; or
- Seismic retrofit per engineered plan.
- City or County
- Permit Number
- Issue Date
NOTE: Building permit must be solely for the seismic retrofit work and may not include other work on the premise.
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STEP 2
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CEA BB will review your documents. |
STEP 3
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After you receive approval from CEA BB, your retrofit construction work may begin. You will have nine months from the day you registered for CEA BB to complete your retrofit. |
STEP 4
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Post-retrofit
After your retrofit is complete, gather final documentation and upload to your Policyholder Dashboard:
- Three photos taken from same vantage point as ‘before’ photos of crawl space after retrofit*
- Two photos of water heater bracing and strapping* (If water heater is tankless, two photos must show properly installed tankless water heater; no strapping necessary)
- One photo showing access to crawl space including something to show scale*
- Building permit with final inspection sign-off
- If licensed contractor did the work, submit a contractor invoice that includes:
- Business name, address, phone number and contractor license number and date work performed
- Breakdown of costs by labor, materials, overhead and profit (see Program Rules for complete details)
- If you are a do-it-yourselfer, provide receipts for the retrofit. Tools should be rented, not purchased, as specified in the Program Rules—the value of your labor is not a recoverable cost
*In JPG format and as specified in the Program Rules. |
STEP 5
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After your final documents are approved and your payment is issued, your CEA Earthquake Insurance Dwelling Retrofit Verification form will be available on your Policyholder Dashboard. Send it to your home insurance company to receive a discount on your earthquake insurance premium. |