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CEA Policyholder Brace + Bolt Grants

The CEA Brace + Bolt (CEA BB) program was developed to help qualified CEA policyholders lessen the potential for damage to their older house during an earthquake and save money on their insurance premium.

CEA BB provides qualified policyholders up to $3,000 to complete a code-compliant brace and bolt retrofit of their home. As part of the program, policyholders may also qualify for up to a 25% discount on their CEA earthquake insurance premium once their retrofit is complete.

A residential seismic retrofit strengthens an existing older house, making it more resistant to earthquake activity such as ground shaking and soil failure. The seismic retrofitting involves bolting the house to its foundation and, when necessary, adding bracing around the perimeter of the crawl space.

For a typical retrofit, most cost between $3,000 and $7,000 depending on the location and size of the house, contractor fees, and the amount of materials and work involved. Most homeowners decide to hire a contractor to do the retrofit work instead of doing it themselves, but if the homeowner is an experienced do-it-yourselfer, a retrofit can cost less than $3,000.

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