Follow These Three Easy Steps to Buy Earthquake Insurance in California
Step 1:
Use our premium calculator to get an estimate on the cost of your policy.
The cost of your policy depends on many factors such as the risk of an earthquake where you live, the age of your home, construction type, and the coverages and deductibles you choose.
If you’re interested, check out our Premium Calculator. Use the slider to quote different coverage and deductibles options and find a policy the meets your coverage needs and budget.
Step 2:
Find your insurance company on CEA’s list of insurance partners to buy a CEA policy.
Our insurance partners sell and service CEA policies on our behalf.
CEA does not offer stand-alone policies. This means that both the residential property policy (homeowners, condo, renters or mobilehome) policy and the CEA earthquake policy must be issued by the CEA partner insurance company. See the list of CEA insurance partners.
Step 3:
Contact the CEA partner insurance company that insures your home, condo or mobilehome.
You can purchase a CEA policy anytime before an earthquake strikes - don’t have to wait until your residential property policy renews.
If you used our Premium Calculator, share your policy premium estimates with your agent, if you’d like.
CEA partner insurance companies are responsible for selling and servicing CEA policies, which includes processing and underwriting the CEA policy application, billing and collecting premiums on behalf of CEA, maintaining CEA billing records; making changes to existing CEA policies and investigating and settling CEA claims.
Contact the residential insurance agent you already know and trust to get CEA earthquake coverage today.