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We Provide Earthquake Insurance for Californians

Will CEA be able to pay all of its claims if there is an earthquake?

CEA has a claim-paying capacity of more than $15 billion. Also:

  • CEA is financially sound, with an A- (Excellent) rating from A.M. Best Co., the world's leading rating agency of insurance companies.
  • CEA is privately funded. We don't receive any money from the state, so state budgets or budget deficits have no impact on our ability to pay claims.
  • CEA could cover all its claims if the 1906 San Francisco, 1989 Loma Prieta, or 1994 Northridge earthquake reoccurred today.