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We Provide Earthquake Insurance for Californians

How does CEA's deductible work?

Policyholders do not have to write a check to the CEA before they get payment on a claim. The deductible is subtracted from the covered damage, and we pay the policyholder the difference. The deductible does not have to be paid up front before we pay a policyholder's claim. Remember, all claim payments are handled through your insurance company's adjuster.