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We Provide Earthquake Insurance for Californians

What is the difference between the 5%, 10%, and 20% Hazard Reduction Discounts?

A discount is applied for a qualified house based on a number of factors, including the type of verification received, as well as the year the house was constructed:

  • All qualified houses that are self-verified receive a 5% discount
  • All qualified houses that are verified by a contractor through the required CEA Earthquake Insurance Dwelling Retrofit form will receive:
    • 10% credit if the house was built from 1960 to 1978
    • 20% credit if the house was built before 1960
More information can be found on the Earthquake Retrofit Discounts and Incentives / Hazard Reduction Discounts page