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Home > Insurance Professionals > For Agents > Policy Info for Agents > Mobilehome & Manufactured Homes

For Agents: CEA Mobilehome Owners and Manufactured Homeowners Earthquake Insurance Policies  


Is your customer’s mobilehome or manufactured home ready for the next earthquake? 

CEA earthquake insurance policies provide your customers with the strength they need to recover from a damaging earthquake.  

Talk to your customer about the CEA earthquake-coverage options that fit their needs and budget. And use our premium calculator to help get them a quick earthquake insurance price estimate. 
Did you know?
A standard residential policy doesn’t cover earthquake damage.

A CEA earthquake insurance policy can help pay for damages to your customer’s house or belongings.  

CEA mobilehome and manufactured homeowners coverage options*  

Home (dwelling) -

Home (dwelling)

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Can be purchased alone or with other coverages. Covers earthquake damage to your customer's house and structures attached to it, like a garage.
Building Code Upgrade -

Building Code Upgrade

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Rebuilding after an earthquake generally must be done to current building-code standards—this coverage helps with the added costs.
Emergency Repairs -

Emergency Repairs

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Handy coverage when your customer needs to make urgent, necessary repairs after an earthquake to help protect their house from further damage, such as plywood to board up damaged windows. The first $1,500 has no deductible.
Breakables -

Breakables

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Useful coverage if glassware, crystal, china, ceramic, pottery, porcelain, or marble items are broken because of an earthquake.
Loss of Use -

Loss of Use

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A necessity for additional living expenses if your customer must live outside their home because of earthquake damage or as directed by a civil authority. This coverage never has a deductible.
Personal Property -

Personal Property

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Coverage to repair or replace your customer's covered personal belongings if they are damaged in an earthquake.

Ready to sell a CEA policy? 

*We encourage you to read the entire CEA policy—and its policy declarations page—to understand coverages and how they work. Exclusions and special limits apply. All terms and conditions of CEA insurance coverage are found in the CEA insurance-policy form. Refer to a sample policy, below. 

Homeowners Choice Policy Sample (PDF)
Standard Homeowners Policy Sample (PDF)
Optional Endorsement - Coverage For Breakables (PDF)


Learn more by taking a free agent training course. Once you pass, you’ll earn 2 CE credits and become part of our special Marketing Value Program!  

Calculate Your Earthquake Insurance Premium

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