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California is home to thousands of known faults

California is home to thousands of known faults, yet only about 1 in 10 Californians carry earthquake insurance on their home. That means there are billions of dollars in uninsured earthquake risk throughout the state. CEA wants to make sure you have a comprehensive set of tools to help you sell CEA policies.

June 05, 2017

Selling Earthquake Insurance in Lower Risk Areas

We are frequently asked by agents how to sell earthquake policies to clients who live in areas with lower earthquake risk. Here are some important points you can make to inform them that earthquake risk is real for them, too – even if they don't reside in a higher risk area.

May 24, 2017

New home, New policy

At some point, people will do it: Your clients will eventually move or buy a home. With such as a huge life event looming somewhere in your client's future, we wanted to make sure you don't miss out on this great sales opportunity, so we have compiled some things to consider.

May 05, 2017

What Does Earthquake Recovery Look Like?

Many Californians still believe the myth that the government will bail them out if they do not carry earthquake insurance. Below are examples of previous earthquakes that have damaged California and the recovery that was needed versus what was received.

April 18, 2017

​​April is Earthquake Preparedness Month!

For preparedness month, here's a quick refresher on earthquake risk.

April 12, 2017

The Risk is Real: A Look Back at the La Habra Earthquake of 2014

It is an unremarkable fault similar to hundreds of others throughout California. It lies in the Los Angeles basin, extending some 25 miles from the Puente Hills region in the southeast to south of Griffith Park. Scientists refer to it as a “thrust fault,” but unlike other fissures of that type, it has no apparent visual features. No cracks. No irregular topography. And it was not regarded by geologists as particularly dangerous.

March 21, 2017

How the Near-Disaster of the Oroville Dam Has Everything to do with Earthquake Insurance

At first glance, one may wonder how this month’s emergency surrounding the Oroville dam could have anything to do with CEA or earthquake insurance. But when you look past the news reports—of the dam’s infrastructure or the thousands who were told to flee their homes with a five-minute head start, a heads-up unheard of with earthquakes—you can find more similarities than differences.

February 20, 2017

Learning the Seven Steps to Earthquake Safety

Do you know the Seven Steps to Earthquake Safety? We recommend providing them to your clients to help them understand how to prepare themselves for the next damaging earthquake.

February 13, 2017

Debunking Deductible Myths

There are several outdated myths about CEA deductibles that your customers may still believe. We want to help you debunk those myths, to help your clients understand that — with new coverage choices and deductible options —  earthquake insurance is more affordable than ever. Below are examples of the most common myths, along with responses to help you speak to your customers about CEA policies.

January 10, 2017

Understanding How Deductibles Work in a Claim Payment: Part 2

Below are some of the most commonly asked questions—and answers—to help you explain to your clients how CEA deductibles work. We also arm you with the deductible calculator, which lets you run earthquake claim scenarios.

December 19, 2016

Calculate Your Earthquake Insurance Premium

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Sacramento, CA 95814

Phone: (916) 325-3800
Toll Free: (877) 797-4300

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