How can my company sell CEA policies?
Thank you for your interest in selling California Earthquake Authority (CEA) earthquake insurance to your home, condominium and rental policyholders. Here are some facts you should know:
California Insurance Code spells it out for you
CEA is happy to answer any questions you may have. However, most of the important information you need about becoming a PI with CEA is described in
California Insurance Code §§10089.5—10089.54.
Frequently Asked Questions
Q. What do CEA PIs do?
In addition to selling CEA policies, our PIs also perform the following tasks:
Q. What policies does CEA write?
- Service policies.
- Manage all policy-related billing.
- Handle all claims.
- Print and mail CEA-related policies and forms.
CEA offers earthquake insurance policies for:
Q. Do I have to have an office or a branch in California to join your program?
No, CEA earthquake policies are sold only through California-licensed property insurance companies. As long as your company and its representatives are licensed in California and can handle the servicing and
claims of California insurance policies, you may write policies for the CEA as a CEA Participating Insurer.
In addition, it is the responsibility of Participating Insurers to make sure their claim representatives – including any independent claim representatives they employ – are trained in accordance with CEA claim-handling guidelines, as well as California Fair Claims Settlement Practices found in the California Code of Regulation, Title 10, Chapter 5, Subchapter 7.5.
If you have additional questions, please call CEA's Operations Department at 888.423.2322.
We look forward to working with you to help get your California residential policyholders insured for earthquake risk and damage.