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Participating Insurance Companies
Frequently Asked Questions
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Do You Know? Changes to the insured value of your dwelling, as stated in your homeowner’s policy, will also change the amount of your earthquake coverage and will affect your earthquake policy premium.
Participating Insurance Companies
CEA earthquake insurance policies are sold only through CEA participating insurance companies.  You can buy CEA coverage only through the insurance company that provides your residential property insurance and only if that company is a CEA participating insurance company.  Participating insurance companies process all CEA policy applications, policy renewals, invoices, and payments and handle all CEA claims.
To establish a new CEA policy, to make changes to an existing CEA policy, to ask questions about your CEA coverage, or to request a copy of your CEA policy, please contact your insurance agent or participating insurance company.  To obtain CEA coverage, you must first have a companion residential insurance policy written through a CEA participating insurance company.
Do you need to mail a CEA policy application or CEA premium payment?

CEA participating insurance companies process all CEA policy applications and CEA premium payments.  Please contact your participating insurance company, listed below, to confirm the proper mailing address.

Participating
Insurance Company
For service on your CEA
earthquake insurance
To report your
CEA claim*
ACA Insurance (AAA) (800) 207-3618 www.goaaa.com (800) 922-8228
Allstate Insurance
Company
(800) 255-7828
www.allstate.com 
or your local agent
(800) 386-6126
Armed Forces
Insurance Exchange
(800) 255-6792
www.afi.org
(800) 255-0187
Automobile Club
of Southern California (AAA)
(800) 924-6141
www.aaa-calif.com
(800) 672-5246
California FAIR Plan (800) 339-4099
www.cfpnet.com
(800) 339-4099
California State Automobile
Association (CSAA)
Northern California (AAA)
(800) 922-8228
www.aaa.com/insurance
(800) 922-8228
Commerce West (800) 244-1545
www.commercewest.net
(866) 351-2548
Encompass (800) 262-9262
www.encompassinsurance.com 
or your local agent
(800) 588-7400
Farmers Insurance Group (888) 327-6377
www.farmers.com
(800) 435-7764
Foremost (877) 309-8394
www.foremost.com
(800) 527-3907
Golden Eagle
(619) 744-3525
www.goldeneagle-ins.com
(800) 668-8661
Homesite 866-922-4055
www.homesite.com
(800) 466-3748
Liberty Mutual (800) 262-8238
www.libertymutual.com
(800) 565-5505
Mercury (800) 924-9225
www.mercuryinsurance.com
(800) 503-3724
Safeco (800) 332-3226
www.safeco.com
(800) 332-3226
State Farm Insurance (661) 663-1000
www.statefarm.com 
or your local agent
(800) 732-5246
USAA (800) 531-8722
www.usaa.com
(800) 531-8722
 
For the fastest claims service, we strongly encourage CEA policyholders to contact their agent or insurance company to report a new claim. If you cannot report your claim to your agent or insurance company, you can report your claim directly to the CEA at (888) 423-2322.

©2007 CALIFORNIA EARTHQUAKE AUTHORITY, ALL RIGHTS RESERVED