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About Earthquake Insurance
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Do You Know? Additional living expenses consist of reasonable “out of pocket” expenses you incur while out of your home and include accommodations, food and essential items needed for your well being.
Insurance Policy Information
Types of Coverage Available

The CEA offers basic residential earthquake insurance for individually owned residential structures of not more than four units; mobilehomes; individual condominiums, townhouses, or certain other common interest development properties (collectively referred to on this Web site as “condominiums”); and renters.  The CEA does not offer insurance coverage for commercial, industrial, or business properties.
CEA Policies Are Sold Only Through Participating Insurance Companies
CEA earthquake insurance policies are sold only through CEA participating insurance companies.  You can buy CEA coverage only through the insurance company that provides your residential property insurance and only if that company is a CEA participating insurance company.  Participating insurance companies process all CEA policy applications, policy renewals, invoices, and payments and handle all CEA claims.
A Companion Policy Must Exist

The CEA issues basic residential earthquake insurance policies to any owner of a qualifying residential property as long as the owner has secured a policy of residential property insurance from a participating insurer.  The residential property insurance policy is referred to as the “companion policy” to the CEA policy.  The CEA policy and its companion policy share the same renewal dates.  If the companion policy is terminated or cancelled, the CEA policy is cancelled as of the same date.

Product Information Brochures

CEA product brochures are offered free of charge.  As a courtesy to agents of participating insurance companies, brochures are available in quantity.  You may view the product brochures online (in PDF format) by using the links below and you may request copies by email to CEAbrochures@calquake.com.  Please specify type(s) and quantity of brochures you are requesting.

Homeowner Brochure Mobilehome Owner Brochure Condominium Owner Brochure Renters Brochure
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Homeowners Brochure		 PDF Logo

Mobilehome Owners Brochure		 PDF Logo

 Condominium Owners Brochure		 PDF Logo

Renters Brochure

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