|About Earthquake Insurance|
|Policies Effective On or Before 12/31/11|
|Policies Effective On or After 01/01/12|
Insurance Policy Information
|Types of Coverage Available|
The CEA offers basic residential earthquake insurance for individually owned residential structures of not more than four units; mobilehomes; individual condominiums, townhouses, or certain other common interest development properties (collectively referred to on this Web site as “condominiums”); and renters. The CEA does not offer insurance coverage for commercial, industrial, or business properties.
Multi-policy Brochure, including Homeowners Choice (pdf)
|CEA Policies Are Sold Only Through Participating Insurance Companies|
|CEA earthquake insurance policies are sold only through CEA participating insurance companies. You can buy CEA coverage only through the insurance company that provides your residential property insurance and only if that company is a CEA participating insurance company. Participating insurance companies process all CEA policy applications, policy renewals, invoices, and payments and handle all CEA claims.|
|A Companion Policy Must Exist |
The CEA issues basic residential earthquake insurance policies to any owner of a qualifying residential property as long as the owner has secured a policy of residential property insurance from a participating insurer. The residential property insurance policy is referred to as the “companion policy” to the CEA policy. The CEA policy and its companion policy share the same renewal dates. If the companion policy is terminated or cancelled, the CEA policy is cancelled as of the same date.
Product Information Brochures
Note: If printing these pdfs, you may need to adjust your printer settings to accommodate the layout.