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Homeowner Policy Information
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About Earthquake Insurance
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Do You Know? For your safety and to determine the amount of your covered damage from an earthquake, it is important that your home be inspected as quickly as possible.
Homeowner

The CEA homeowners policy is designed to help get you back into your home after an earthquake.  The CEA base-limits policy for homeowners includes:

  • Dwelling coverage - The coverage limit is the insured value of your home stated on your companion homeowner policy.
  • Personal Property coverage - $5,000
  • Additional Living Expense/Loss of Use coverage - $1,500

You may select either a 10% or 15% deductible on your Dwelling coverage, and CEA’s increased-limit options allow you to increase Personal Property coverage to as much as $100,000 and Additional Living Expense/Loss of Use coverage to as much as $15,000.

Your CEA policy contains exclusions and special limits of coverage—read the entire policy to become familiar with what is and is not covered.  If you still have questions about your CEA policy after reading the information on our Web site, please contact your insurance agent or your homeowners insurance company.
Homeowners Brochure
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