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Do You Know? If you have a CEA policy, your homeowners insurance company will process your CEA earthquake claim.
Financial Strength

Where Does a Premium Dollar Go?

By law, no more than 3% of annual written premiums can be spent on CEA operating expenses.

Premium Allocation Piechart

Since its inception in 1998, the CEA has accumulated almost $4.2 billion in capital.  The CEA has consistently grown its capital through its positive retained earnings and currently collects about $600 million in gross premium each year.  The CEA's total claims-paying capacity now exceeds $9 billion.
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