For Renters policies that began or renewed in 2015, there are the following coverages:

  • Personal Property
  • Emergency Repairs
  • Loss of Use

Features include:

  • Personal Property (belongings like TVs and furniture) – up to $100,000 with a flat $750 deductible.
  • Loss of Use—the additional costs to live elsewhere following an earthquake—is covered up to $25,000 without a deductible.
  • Emergency Repairs—such as removing broken glass from your furniture after an earthquake—is included as the lesser of $1,000 or 5% of your Personal Property coverage limit.

​Renters Policy

​Coverage Type​Included​Optional​Deductibles

Personal Property





Emergency Repairs



None after Personal Property deductible is met

Loss of Use






2015 Policy Sample

We encourage you to read the entire CEA policy to see what is covered and what is not. Exclusions and special limits apply.


All details, limits, and conditions of CEA coverages are found in CEA insurance policies. Refer to a Sample Policy, below, for the full terms and definitions.