How to file a claim
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Most residential insurance policies do not cover earthquake damage – a separate earthquake policy is required. Without earthquake insurance to help you cover the costs of repairs and other expenses that come with catastrophic damage, you will pay out-of-pocket to fix your home, to replace your personal property, and to live and eat elsewhere.

If your home is damaged by an earthquake, the CEA can provide you with the strength to rebuild. With nearly $10 billion in claim-paying power, combined with the service expertise provided by its 19 participating insurance companies, the CEA could cover all of its claims if the 1906 San Francisco, 1989 Loma Prieta, or 1994 Northridge earthquake reoccurred today.

FEATURED COMMERCIAL:
CEA gives you strength to...

Five reasons to buy CEA
earthquake insurance


1. Financial security if an earthquake damages     your home and belongings.

2. Service expertise through your homeowners     or renters insurance company.

3. Premiums based on science, not profit.

4. Qualifying claims paid with no cash out of     your pocket.

5. Rated “excellent” for financial strength.







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CALIFORNIA RESIDENTIAL MITIGATION PROGRAM