function Show_PC_ToolTip_Help(HelpType)
{
var helpstr='';
var tblhdr1= "
";
tblhdr1 +="
";
tblhdr1 +="
";
tblhdr1 +="
";
var tblhdr2="
";
var tblcell1="
";
var tblcell2="
";
tblcell2+="
";
var HCCstr=tblhdr1+"Personal Property (Coverage C) – Homeowner"+tblhdr2+tblcell1;
HCCstr+="Coverage C covers personal property such as furniture and appliances—choose the personal property coverage limit that best meets your needs. The available coverage limits will appear when you click the Coverage C drop-down box."+tblcell2;
if ( HelpType=='HCC')
helpstr=HCCstr;
var HHRstr=tblhdr1+"Hazard Reduction Discount – Homeowner"+tblhdr2+tblcell1;
HHRstr+="You will receive a 5% premium discount if your house (1) is a wood-frame dwelling type and (2) meets all the following requirements: $ The house was built before 1979. $ The structure is braced or tied to the foundation. $ Cripple walls are braced with plywood or its equivalent. $ The water heater is secured to the structure’s frame. $ The house is built on a raised foundation. Houses built entirely on concrete slabs do not qualify for the discount."+tblcell2;
if ( HelpType=='HHR')
helpstr=HHRstr;
var HIVstr=tblhdr1+"Insured Value – Homeowner"+tblhdr2+tblcell1;
HIVstr+="A CEA earthquake insurance policy is written for the Insured Value of your house - that`s the “Coverage A limit” or “dwelling coverage limit” on your homeowners insurance policy declarations page. Check your homeowners policy and enter the Insured Value here. Remember: The Insured Value of your house does not include the value of land on which the house is built."+tblcell2;
if ( HelpType=='HIV')
helpstr=HIVstr;
var HCDstr=tblhdr1+"Loss of Use (Coverage D) – Homeowner"+tblhdr2+tblcell1;
HCDstr+="Up to the limit selected, Coverage D covers your living expenses if you are forced from your home by earthquake damage or damage-repair activities—choose the coverage limit that best meets your needs. The available coverage limits will appear when you click the Coverage D drop-down box."+tblcell2;
if ( HelpType=='HCD')
helpstr=HCDstr;
var HDTstr=tblhdr1+"Dwelling Type – Homeowner"+tblhdr2+tblcell1;
HDTstr+="Most houses in California are built around a wood frame—this is a wood frame construction. If your house is masonry or built of brick, choose “all other construction”."+tblcell2;
if ( HelpType=='HDT')
helpstr=HDTstr;
var HDDstr=tblhdr1+"Deductible – Homeowner"+tblhdr2+tblcell1;
HDDstr+="Choose a deductible amount of either 15% or 10% of the Coverage A limit of the CEA policy. A 10% deductible will cost you more in premium but may reduce your share of the cost of repairing or rebuilding after earthquake damage."+tblcell2;
if ( HelpType=='HDD')
helpstr=HDDstr;
var HNSstr = tblhdr1 + "Number of Stories – Homeowner" + tblhdr2 + tblcell1;
HNSstr += "A basement–a space that is situated below the main floor and wholly or partly below the surface of the ground–is for earthquake-insurance purposes considered the lowest story of a house. All other things being equal, a single-story house is at less risk of earthquake damage than a house with more than one story. If the house has more than one story including the basement, the CEA charges somewhat higher rates that reflect the higher risk." + tblcell2;
if (HelpType == 'HNS')
helpstr = HNSstr;
return helpstr;
}