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Get peace of mind no earthquake can shake
Rebuilding your home begins with a strong foundation
Participating insurance companies CEA earthquake insurance policies are sold and serviced exclusively through CEA participating insurance companies. Click the link to see a full list of participating insurance companies.
Why earthquake insurance? Without earthquake insurance to help you cover the costs of repairs and other expenses that come with catastrophic damage, you will pay out-of-pocket to fix your home, replace your personal property, and live and eat elsewhere.
Five reasons to buy: 1. Financial security if an earthquake damages your home and belongings. 2. Service expertise through your homeowners insurance company. 3. Premiums based on science, not profit. 4. Qualifying claims paid with no cash out of your pocket. 5. Rated "excellent" for financial strength.
How do I buy? CEA policies are sold and serviced exclusively through CEA's participaing insurance companies. (Click the link for a list) Call your homeowners insurance agent you already know and trust for coverage and purchase options that are right for you.
Coverages. Dwelling. Your CEA policy will help you repair, or in the event of a total loss may provide up to the replacement cost* of, your home.
Personal Property. Your CEA policy may help you replace covered items* such as furniture and household items.
Loss of use. If you cannot live in your home after an earthquake, you may be eligible for an additional-living-expense payment.*
Emergency repairs. Your first $1,500 of emergency repairs is not subject to a deductible
* According to policy terms and up to your policy limits
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The strength to rebuild. With nearly $10 billion in claim-paying power, combined with the service expertise provided by your homeowners insurance company, the CEA could cover all of its claims if the 1906 San Francisco, 1989 Loma Prieta, and 1994 Northridge earthquakes all reoccurred today.
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