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Insurance Policy Information
About Earthquake Insurance
Homeowner
Coverage
Deductibles
Eligible Structures
Rates & Premiums
Purchasing or Changing Coverage
Mobilehome
Coverage
Deductibles
Rates & Premiums
Purchasing or Changing Coverage
Renter
Coverage
Deductibles
Rates & Premiums
Purchasing or Changing Coverage
Condominium
Coverage
Deductibles
Rates & Premiums
Purchasing or Changing Coverage
Policies Effective On or After 01/01/2012
Homeowners
Coverage
Deductibles
Eligible Structures
Rates & Premiums
Purchasing or Changing Coverage
Mobilehome
Coverage
Deductibles
Rates & Premiums
Purchasing or Changing Coverage
Renters
Coverage
Deductibles
Rates & Premiums
Purchasing or Changing Coverage
Condominium
Coverage
Deductibles
Rates & Premiums
Purchasing or Changing Coverage

Condominium


Most condominium associations maintain the exterior and structural components of the buildings that house individual units and common areas.  Association earthquake-insurance policies may not cover damage to your personal property, or compensate you for loss of use or provide funds for post-earthquake assessment by your association.  The CEA offers earthquake insurance coverage tailored to the unique needs of condominium owners.

The CEA condominium-owner policy (for individual condominiums, townhouses, or other common-interest-development properties) is designed to help get you back into your home after an earthquake.  When you buy a CEA base-limits condominium policy, you have the choice of three coverage options which may be purchased separately or in combination.  The following are the coverage and limit options available:

  • Building Property (Coverage A) - $25,000
  • Personal Property (Coverage C) - $5,000/ Loss of Use/Additional Living Expense (Coverage D) - $1,500
  • Loss Assessment (Coverage E) - $25,000, $50,000 or $75,000

CEA’s increased-limit options allow you to increase Personal Property coverage to as much as $100,000 and Loss-of-Use/Additional Living Expenses coverage to as much as $25,000.

Your CEA policy contains exclusions and special limits of coverage—read the entire policy to become familiar with what is and is not covered.  If you still have questions about your CEA policy after reading the information on our Web site, please contact your insurance broker, agent, or residential insurer.
Thumbnail of CEA_Condominium_brochure.pdf Thumbnail of CEA_Condominium_brochure_SPANISH.pdf Thumbnail of CEA_Condominium_brochure_CHINESE.pdf
Condominium Owners
(English) (pdf)
Condominium Owners
(Spanish) (pdf)
Condominium Owners
(Chinese) (pdf)