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Insurance Policy Information
About Earthquake Insurance
Homeowner
Coverage
Deductibles
Eligible Structures
Rates & Premiums
Purchasing or Changing Coverage
Mobilehome
Coverage
Deductibles
Rates & Premiums
Purchasing or Changing Coverage
Renter
Coverage
Deductibles
Rates & Premiums
Purchasing or Changing Coverage
Condominium
Coverage
Deductibles
Rates & Premiums
Purchasing or Changing Coverage
Policies Effective On or After 01/01/2012
Homeowners
Coverage
Deductibles
Eligible Structures
Rates & Premiums
Purchasing or Changing Coverage
Mobilehome
Coverage
Deductibles
Rates & Premiums
Purchasing or Changing Coverage
Renters
Coverage
Deductibles
Rates & Premiums
Purchasing or Changing Coverage
Condominium
Coverage
Deductibles
Rates & Premiums
Purchasing or Changing Coverage

Policies Effective On or Before 12/31/2011


Types of Coverage Available

The CEA offers basic residential earthquake insurance for individually owned residential structures of not more than four units; mobilehomes; individual condominiums, townhouses, or certain other common interest development properties (collectively referred to on this Web site as “condominiums”); and renters. The CEA does not offer insurance coverage for commercial, industrial, or business properties.

CEA Policies Are Sold Only Through Participating Insurance Companies

CEA earthquake insurance policies are sold only through CEA ​participating insurance companies​​. You can buy CEA coverage only through the insurance company that provides your residential property insurance and only if that company is a CEA participating insurance company. Participating insurance companies process all CEA policy applications, policy renewals, invoices, and payments and handle all CEA claims.

A Companion Policy Must Exist

The CEA issues basic residential earthquake insurance policies to any owner of a qualifying residential property as long as the owner has secured a policy of residential property insurance from a participating insurer. The residential property insurance policy is referred to as the “companion policy” to the CEA policy. The CEA policy and its companion policy share the same renewal dates. If the companion policy is terminated or cancelled, the CEA policy is cancelled as of the same date.

Types of Coverage Available

The CEA offers basic residential earthquake insurance for individually owned residential structures of not more than four units; mobilehomes; individual condominiums, townhouses, or certain other common interest development properties (collectively referred to on this Web site as “condominiums”); and renters.  The CEA does not offer insurance coverage for commercial, industrial, or business properties.
CEA Policies Are Sold Only Through Participating Insurance Companies
CEA earthquake insurance policies are sold only through CEA participating insurance companies.  You can buy CEA coverage only through the insurance company that provides your residential property insurance and only if that company is a CEA participating insurance company.  Participating insurance companies process all CEA policy applications, policy renewals, invoices, and payments and handle all CEA claims.
A Companion Policy Must Exist

The CEA issues basic residential earthquake insurance policies to any owner of a qualifying residential property as long as the owner has secured a policy of residential property insurance from a participating insurer.  The residential property insurance policy is referred to as the “companion policy” to the CEA policy.  The CEA policy and its companion policy share the same renewal dates.  If the companion policy is terminated or cancelled, the CEA policy is cancelled as of the same date.

Product Information Brochures

CEA product brochures are offered free of charge.  As a courtesy to agents of participating insurance companies, brochures are available in quantity.  You may view the product brochures online (in PDF format) by using the links below.

Homeowner Brochure Mobilehome Owner Brochure Condominium Owner Brochure Renters Brochure
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Homeowners Brochure
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Mobilehome Owners Brochure
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 Condominium Owners Brochure
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Renters Brochure

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